It can be difficult to arrange insurance on park homes up for sale, particularly if they are unoccupied or if the previous insurance has lapsed, possibly due to the death of the previous owner. Paul Baker Insurance Services receive many requests to insure such risks, often referred to us by a competitor, and we will…
All residents living in licensed residential parks are required to pay a monthly pitch fee, which will vary considerably from park to park and even within a park, there appears to be no agreed basis for calculating the pitch fee, but there are strict rules for increasing it. The pitch fee can only be increased…
British Standard 3632 is the standard to which residential park homes are built; homes built to this standard are considered to be suitable to be used as a permanent residence and occupied all year round. Some holiday lodges are also built to this superior specification meaning that they too can be used as a main…
We are delighted to include an article about park home base issues written by leading park home barrister Ibraheem Dulmeer. As bases are owned by and the responsibility of the site owner, they are not covered by your park home insurance policy; any problems with the base should always be referred to the site owner…
Whilst most park homes are heated by LPG, historically, many are heated by oil, usually because the park is not served by mains gas. Oil heating is, of course, perfectly acceptable, and park home insurance policies should cover loss or damage caused by the escape of oil; they should also cover the cost of any…
We always recommend having a survey (and seeking out any hidden damage) when purchasing a park home; you would not contemplate buying bricks and mortar property without one; why should a park home be any different? One of the biggest causes of park home insurance claims is damage caused by the escape of water. Leaks…
Many residential parks have residents’ associations, some are fairly informal with no structure, rules or elected officers, and they may or may not have over 50% of the homes in their membership; these associations often have an informal relationship with the park owner, which can be beneficial and often organise community events and outings for…
The inheritance rules applying to park homes differ from those applying to bricks and mortar properties; you must adhere to any written agreements unless told otherwise. See more below. When a park homeowner dies, the provisions of the deceased’s will or the rules of intestacy apply to the actual park home, but the right to…
Every year, thousands of park homeowners suddenly find their parks under new ownership, often the first confirmation being the presence in the park of unfamiliar faces. However, as things stand, there is no obligation upon either the previous or the new ownership to give advance notice to occupying residents. For many who have become accustomed…
All properties require regular maintenance, and park homes are no different. Indeed, being detached, you will have four walls to take care of! It is really important to look after the exterior of your home. Generally speaking, homes with a textured finish will need to be re-textured every 3 years, although this may vary by…
